Helping You Turn Financial
Freedom into Reality

Mortgages On Point

Over 50 years of experience in the mortgage industry empowers us to find tailored
solutions for your unique financial needs.

Get Approved in 3 Simple Steps

STEP 1:
Complete our online application by providing your personal and financial details.

STEP 2:
Upload any required documents, like pay stubs and bank statements.

STEP 3:
Work with us to review and finalize your mortgage agreement. Once approved, you're ready to move forward!

At Mortgages On Point, we are a client-centered mortgage brokerage founded by Jackie Murray, with over 50 years of industry expertise. Our team of experienced professionals is dedicated to delivering tailored financial solutions, helping clients confidently navigate home buying, refinancing, and equity management.

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Our Lenders

Our Services

Mortgage Pre-Approval

The first step in home buying is determining your budget. With a mortgage pre-approval, we lock in rates for up to 120 days and guide you through the process.

Purchase

Once you find the perfect property, we help secure the right financing, choosing a mortgage that fits your needs and guiding you from offer to closing.

Private Mortgages

If traditional banks decline you, our private mortgage lenders offer quick, short-term solutions with a plan to transition you back to traditional financing.

Mortgage Refinance

Refinancing your mortgage can save you money, fund investments, or assist with renovations and debt consolidation. We help you find the best option for your financial situation.

Mortgage Renewal

As your mortgage nears maturity, we assess your finances and goals to find the best rates and terms, whether renegotiating with your current lender or switching to a new one.

Home Equity Line of Credit

If you want to access your home’s equity, we offer flexible financing options like a HELOC, providing guidance on using it effectively for expenses or debt while avoiding prepayment penalties.

Rental Properties

For investor clients, we offer strategic advice on building generational wealth through real estate, helping you leverage the market and equity with creative financing solutions from lenders across Ontario.

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